Our eligibility criteria
We’ve opened up our buy-to-let mortgage range to more people. No silly criteria or catch-outs, just the important stuff.
The important stuff
Stressed rates of 5.5% for <5 year terms and product rate for terms of 5 years and above
ICR of 125% for lower rate tax payers and all Company BTL, 140% for higher rate tax payers
1 satisfied CCJ (less than £250) in the last 13-36 months
Property values from £50k and above
Who’s eligible? We’ve opened it up
Open to all, including self-employed, first-time, retired and older landlords
Get a mortgage with a deposit as low as 25%
No minimum income for first time landlords up to 75% LTV
You only need to show 3 months of employment history
No additional restrictions for ex-local authority properties
No discrimination against landlords with tenants on benefits
Portfolio and company buy-to-let available
