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Habito One

A full-term fixed residential mortgage, with the option to borrow up to 7 times your income.

One fixed rate for the full length of the mortgage – up to 40 years

Up to 7 times borrowing lets your customers buy their dream home sooner.

Choose to have no exit fees - freedom to leave whenever, with no penalty

Range of flexibility: selection of mortgage products with or without early repayment fees

Eligibility and criteria

Up to 7x borrowing depends on profession and income

Open to residential first time buyers, home movers, and remortgagers

Available in England and Wales

Loan-to-value up to 90%

Available for properties from £50,000 to £10 million

Download the full criteria list
Download the full income guide
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