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Refer a friend terms

This page gives you an overview of our refer a friend programme and how it works. The programme has been designed so that you and your friends both get rewarded for spreading the word about Habito.

1. What is the Habito refer a friend programme?

1.1 Habito is offering customers who have signed up the ability to refer their friends and family to the service.

1.2 Referrers must be registered users of Habito. To sign up, just head here: https://www.habito.com/sign-up.

1.3 Once you’ve registered you’ll be able to invite friends and family with your unique URL.

1.4 Your referral link will be provided to you by email upon signing up and it will also be available on your Habito refer a friend page. Your Habito refer a friend page can be found here: https://www.habito.com/refer. Please sign in to get your link.

1.5 You can also ask the Habito team for your unique URL through our live chat service. You will need to be signed into your account for us to give it to you.

2. What is the reward and how is it delivered?

2.1 For each successful referral through your unique URL you will be entitled to a £100 cash reward. The friend that successfully completes their Habito mortgage application will also be entitled to £100 cash. The rewards will be delivered to you through our cash rewards partner.

2.2 The unique Habito refer a friend URL tracks everyone who clicks and signs up, and once your referral has a successful mortgage application complete we will then send you and your friend a message by email letting you know how to claim your cash reward.

2.3 Habito has the right to change the value and structure of these rewards at any time.

2.4 The Habito refer a friend programme is unlimited, so if you refer 10 friends and they go on to successfully secure a mortgage after applying through Habito, you will receive 10 x £100 cash rewards.

3. Prohibited uses

3.1. You may only use our refer a friend programme in good faith for lawful purposes. You may not:

a. create more than one account in order to invite yourself;

b. invite others that have created duplicate accounts;

c. use alternative contact information to refer yourself or others that have created duplicate accounts;

d. invite an existing customer of Habito;

e. invite made-up people;

f. make payments to another user that are not real payments;

g. use the refer a friend programme in:

  1. any way that breaks any applicable local, national or international law or regulation; or

  2. any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

h. to send any unwanted or unauthorised advertising or promotional material or any other form of similar solicitation (spam); or

i. otherwise attempt to avoid this agreement or the terms of the refer a friend programme.

4. Data protection

4.1 Our refer a friend tracking web link has been designed to make sure we can track your referrals and reward successful mortgage applications.

4.2 At no point do you get access to the identity of your referrals or any of their data or information around their mortgage application and vice versa.

4.3 Habito will not talk about any part of a referred person's application with you at any point or their experience of Habito. You have no right to, and will not receive, updates on your referred person's application due to privacy and data protection controls.

5. Abuse of the referral terms

5.1. Habito has the right to refuse to pay you the referral fee if Habito suspects that you have not used the refer a friend programme in good faith or have broken this agreement.

5.2. We will decide whether this agreement has been broken. When this agreement has been broken, Habito may take such action as we believe appropriate, including (but not limited to) ending this agreement, closing your account(s), closing third party account(s) and suspending the refer a friend programme.

6. Limitation of legal responsibility

Habito accepts no legal responsibility for any use of the refer a friend programme which breaks this agreement

7. Changes to this agreement

We may change this agreement at any time by changing this page. We may or may not make you aware of any changes made. Continued use of the refer a friend programme means you accept the agreement in use at that time.

8. Changes to the refer a friend programme

8.1 This is the second version of Habito’s refer a friend programme which is in use as of 2nd August 2017. If you referred a friend before this date and they signed up using your link, you will be eligible for the reward associated with the first version of the programme: a £150 Amazon.co.uk for the referrer only. You won’t lose out on that reward but any referrals you make on or after 2nd August 2017 will be eligible for a £100 cash reward for both the referrer and the referred.

Habito reserves the right to:

8.2 Cancel the refer a friend programme at any time, without notice.

8.3 In the event the refer a friend programme is cancelled, Habito will not be made to pay any accounts that would have otherwise qualified for a referral fee.

9. Applicable law

9.1. This agreement and any dispute or claim coming out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

9.2. Each party forever agrees that the courts of England and Wales shall have exclusive authority to settle any dispute or claim arising out of or in connection with this agreement or its subject matter or formation (including non-contractual disputes or claims).

10. Contact us

10.1 To contact us with ideas, suggestions or issues with our refer a friend programme, please email hey@habito.com.

10.2 If you want to opt out of Habito marketing services and communications you can do so by emailing unsubscribe@habito.com. Habito will confirm your unsubscription within 48 hours of the email being sent.