Habito

Compare mortgages

See today's best mortgage rates, and compare the total cost of different mortgages. A couple of disclaimers: first, we can't guarantee you'll be eligible for every deal in this table. Second, deals change constantly, so what you see here might not be available by the time you apply.

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Buy a property: find your first mortgage, or an additional mortgage for another property.

Remortgage: see if you can get a better rate, or borrow more, on a mortgage you already have.

What's the mortgage for?

Residential: this mortgage is for a property you'll be living in.

Buy-to-let: this mortgage is for a property you'll be letting out to someone else (if you'll be a live-in landlord, choose 'Residential').

Do you plan to live in it or let it out?

Property value

The total price of the property, including the deposit amount. If you're not sure, an estimate is fine – you can always check back here again when you've found a place

£

Fixed rate: your interest rate (ie what you pay each month) is guaranteed over a fixed period of time, and won't change.

Variable rate: your interest rate could go up or down, so what you pay each month could change. During the initial period, you get a discount on your variable rate.

Rate type

For the first few years of your mortgage, you'll get a lower than standard interest rate. Think of it like an introductory offer from your lender. You can set how long this lasts here.

Mortgage term

The total length of your loan – how many years you'll take to pay back your mortgage.

years
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What's next?

1

Get a more accurate estimate

Tell us more about what you need, and in 15 minutes we'll give you a true picture of what mortgages you could apply for.

Find out what you can borrow
2

Talk to a mortgage advisor

We’ll match you with an advisor who’ll give you tailored advice, help you kick-start your application, and answer any questions you’ve got.

3

Let us do the hard work

No need for meetings, appointments, long phone calls or paperwork. We’ll handle your application and update you every step of the way.

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