New mortgage: find your first mortgage, or an additional mortgage for another property.
Remortgage: see if you can get a better rate, or borrow more, on a mortgage you already have.
What's your income?
If you’re applying with someone else, include theirs too. This means all types of income you get in a year: from bonuses, to overtime, to rental income.
How much is your deposit?
The amount you have saved for a deposit.
Fixed rate: your interest rate (which affects what you pay each month) is guaranteed over a fixed period of time, and won't change.
Variable rate: your interest rate could go up or down, so what you pay each month could change. During the initial period, you get a discount on your variable rate.
For the first few years of your mortgage, you'll get a lower than standard interest rate. Think of it like an introductory offer from your lender. You can set how long this lasts here.
The total length of your loan - how many years you'll take to pay back your mortgage.
Looking for a buy-to-let mortgage?Try our buy-to-let calculator
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If you're a first time buyer, here's everything you need to know in plain English and jargon-free.
Whether you’re a long-term landlord or you just want to rent a place to a friend, you’ll need a buy-to-let mortgage.