You don’t have to go through hell to get a mortgage
Take control of your first mortgage, remortgage or buy-to-let
How it works
Get answers fast
Our Mortgage Calculator will give you an idea of what your mortgage could look like in 45 seconds.
Tell us about you
We'll then ask you to create a secure account and enter some more details. This usually takes about 15 minutes and your ID, payslips and bank statements will come in handy.
Get advice and help
You'll be assigned a dedicated Habito mortgage expert who will assess your situation and explain your options in terms of how much you could borrow - or save, if you already have a mortgage.
We'll find you the best deal
Based on the information you've provided, we'll search the whole market in seconds to find the best mortgage for your situation. And if you're happy, we'll get your application under way.
See what people are saying
My husband and I recently purchased our first property together and we used Habito due to the ease of being able to do everything online. We had some reservations about how it might work but it was very simple to follow the process. And it’s free which is even better. I mean great service, a competitive mortgage product and all for nothing. With Habito, you really can have your cake and eat it!
Hong LiIt is an amazing experience!
I was doing searching at 8.30pm and filled the information on questionnaire on Habito website. It shows on the website the service hours are 9am - 9pm. So I didn't expect that I could be connected at 8:55pm. However, someone appeared in 2 minutes and started to chatting with me with very professional and speedy information. Less than half an hour, I was given a recommendat… Read more
RobinExcellent fee-free service from start to end!
The friendly, professional advisers provided impartial and jargon free advice throughout. And were quick to respond to all questions and available out of hours at times to suit me. The portal and live chat service are easy to use and keep you informed of progress throughout. Would recommend Habito over the traditional estate agent service any day.
Mortgage advice you can trust
We get it. As a free online mortgage broker we need to work extra hard to earn your trust. So here's a bit more about us.
We’re fully regulated by the Financial Conduct Authority, the UK’s independent financial regulatory body, and all of our mortgage experts are super-qualified, experienced and friendly. Really though, all that goes without saying.
We’ve built technology that can scan over 90 lenders and 20,000 mortgages to ensure you’re always on the best deal. And what’s more, we'll even advise you to go direct to the lender if that turns out to be your best option.
Also, like all brokers, we get paid by lenders, but unlike many brokers we won’t charge you a penny. We’re totally free, forever.