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We'll set you free from home-buying hell

Explore our services
Habito

Get the fastest, easiest mortgage ever – online, with an expert by your side.

Free forever

Learn more about Habito

  • Human mortgage expert gives you independent advice

  • We search more than 20,000 mortgages to find the best deal

  • We do the hard work to apply for you

  • Do everything online, from your sofa

Learn more about Habito
Habito Plus

We sort every aspect of buying your home – the mortgage, conveyancing, property surveys, legal work, everything – all in one place.

Costs from just £2,000

Learn more about Plus

  • Everything Habito does

  • Your own home-buying team help you make your best offer and negotiate on property price

  • Property survey (worth £400–£1,500)

  • A conveyancing solicitor and all the legal work you need to buy (worth £1,400–£2,200)

Learn more about Plus
Habito Go

Buying for the first time? We give you a cash guarantee to secure your home with a powerful cash offer, while sorting out the best mortgage for you.

Costs from 1.95% of your mortgage amount

Learn more about Go

  • Everything Habito and Plus do

  • Make an all-cash offer to stand out from other buyers and negotiate a discount on your property price

  • Get an expert on call, day and night

  • Only pay if you get your property using Go

Learn more about Go

Ready to make home-buying easy?

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We search the whole market to find you the best possible mortgage

90+ lenders, 20,000+ mortgages

We've launched our own buy-to-let mortgages

  • Get an instant decision
  • Buy with a 20% deposit
  • Fix your rate for longer
Learn more

Don't let your mortgage haunt you from the grave

Did you know we do life insurance? Get your mortgage paid off if you die. Just ask your expert if you’re interested.

Just want to get a mortgage? We can do that for free

Talk to actual humans

Get personal advice over live chat, whenever it suits you. Our mortgage experts are all completely impartial. We're on your side, not the banks'.

No broker fees

Our mortgage service is 100% free. Like all brokers, we get paid by lenders. Unlike many brokers, we won’t charge you a fee on top of that.

Much more than a comparison site

We’ll both find and get your mortgage for you. We’ll guide you through the whole process, from searching for deals to sorting the legal stuff.

See what people are saying

Wow, how easy was that? I can’t recommend this service enough... it’s been the easiest remortgage I’ve ever done. First class in all respects.
Warren14 April 2019
Ace platform. I sat in bed the whole time.
Philip19 January 2019
A couple of years ago we spent ~£700 on an independent mortgage adviser. We feel we've got an even better service from Habito... and it hasn't cost us a penny!
Dave8 July 2019
Such an easy way to renew your mortgage! The whole process was so simple from start to finish and I didn't actually have to do any paperwork myself.
John2 August 2019
So refreshing that I can sort out a mortgage with a live chat in between answering my work emails.
S Mould31 January 2019
The best customer service. I used Habito for my first remortgage after my fixed term was due to end. Habito saved me £350 on my rates and made my experience less stressful.
Lizzie22 October 2019
I basically told them what I need and they did all the work for me.
Mr D28 March 2019
Super easy to use, at least 5-10x faster than traditional methods. Do it now.
AS5 September 2019
Habito makes the impossible possible.
J25 March 2019
Wow! The team at Habito have gone above and beyond in helping me get a mortgage. As a first time buyer, it's a daunting process, but I felt really comfortable throughout.
Sar17 April 2019
Read all reviews

Humans that work for you

With Habito, you’ll have people by your side the whole way. We're here to take the stress off your shoulders and give you hours of your life back.


You'll get your own team of amazing mortgage brokers, who'll find you the very best deal and do the hard work to get your mortgage over the line. With live chat, you can talk to them online whenever it suits you.


It's never been easier to get a mortgage. You relax. We do all the work for you.

Just exploring? Try our jargon-free guides:

First time buyers

Knowledge is power. Learn all about mortgages, and smash those first-time-buyer fears.

Remortgages

Want to borrow more or find a better rate? We’ll help you switch to the best deal with no hassle.

Home movers

We’ll help you compare mortgages and find the very best deal for your new home.

Buy-to-let

Everything you need to know about buy-to-let mortgages and remortgages.

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Habito logoMortgages made easier
Trustpilot - 5 starsRated excellent by over 4,000 customers
Hey Habito Ltd. is registered in England and Wales (09384953) with address C/O Throgmorton, 4th Floor, Reading Bridge House, George St, Reading, Berkshire RG1 8LS, is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (714187).Your home may be repossessed if you do not keep up repayments on your mortgage.

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Habito logoMortgages made easier
Rated excellent by over 4,000 customers
Hey Habito Ltd. is registered in England and Wales (09384953) with address C/O Throgmorton, 4th Floor, Reading Bridge House, George St, Reading, Berkshire RG1 8LS, is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (714187).Your home may be repossessed if you do not keep up repayments on your mortgage.