See the best mortgage rates out there today, and compare the true cost of different mortgages. This tool will show you the top rates, but can't tell you if you’re eligible for them – our experts can check that for you later.
Capital + interest: you pay off part of your mortgage each month, and interest on top. By the end of your mortgage term, your loan will be paid off in full.
Interest only: you only pay interest on your mortgage each month, but none of the mortgage debt itself. At the end of your term, you’ll have to pay it off in full.
Your Loan to Value (LTV) would be 80% with a deposit of £40,000.
Your loan to value (LTV) is the size of your mortgage as a percent of the total property value. So if you've paid off £100,000 of a house worth £200,000, your LTV is 50%. Usually, the lower your LTV, the lower interest rates you can get.
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We’ll match you with an advisor who’ll give you tailored advice, help you kick-start your application, and answer any questions you’ve got.
No need for meetings, appointments, long phone calls or paperwork. We’ll handle your application and update you every step of the way.
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Whether you’re a first-time buyer or longtime landlord, here’s everything you need to know, in plain English and jargon-free.
Whether you’re a long-term landlord or you just want to rent a place to a friend, you’ll need a buy-to-let mortgage.