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Compare mortgages

See today's best mortgage rates, and compare the total cost of different mortgages. A couple of disclaimers: first, we can't guarantee you'll be eligible for every deal in this table. Second, deals change constantly, so what you see here might not be available by the time you apply.

Enter your details

What's the mortgage for?

Buy a property: find your first mortgage, or an additional mortgage for another property.

Remortgage: see if you can get a better rate, or borrow more, on a mortgage you already have.

Property value

The total price of the property, including the deposit amount. If you're not sure, an estimate is fine - you can always check back here again when you've found a place

£

Your Loan to Value (LTV) would be 80% with a deposit of £40,000.

Your loan to value (LTV) is the size of your mortgage as a percent of the total property value. So if you've paid off £100,000 of a house worth £200,000, your LTV is 50%. Usually, the lower your LTV, the lower interest rates you can get.

Initial period (years)

For the first few years of your mortgage, you'll get a lower than standard interest rate. Think of it like an introductory offer from your lender. You can set how long this lasts here.

Mortgage term

The total length of your loan - how many years you'll take to pay back your mortgage.

years
Searching 20,000+ mortgages...

What's next?

1
Get a more accurate estimate

Tell us more about what you need, and in 15 minutes we'll give you a true picture of what mortgages you could apply for.

Find out what you can borrow
Talk to a mortgage advisor

We’ll match you with an advisor who’ll give you tailored advice, help you kick-start your application, and answer any questions you’ve got.

Let us do the hard work

No need for meetings, appointments, long phone calls or paperwork. We’ll handle your application and update you every step of the way.

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Rated Excellent by 4,000+ customer reviews

FAQ

How does this comparison tool work?
Does this comparison tool compare buy-to-let mortgages?
What makes this comparison tool better?
Why do you sort the results by ‘total cost’?
How does LTV affect interest rates?
I found a mortgage I like, how can I get it?

Habito logoMortgages made easier
Trustpilot - 5 starsRated excellent by over 4,000 customers
Hey Habito Ltd. is registered in England and Wales (09384953) with address C/O Throgmorton, 4th Floor, Reading Bridge House, George St, Reading, Berkshire RG1 8LS, is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (714187).Your home may be repossessed if you do not keep up repayments on your mortgage.
British Bank Awards: Best Mortgage Broker

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Habito logoMortgages made easier
British Bank Awards: Best Mortgage Broker
Trustpilot - 5 starsRated excellent by over 4,000 customers
Hey Habito Ltd. is registered in England and Wales (09384953) with address C/O Throgmorton, 4th Floor, Reading Bridge House, George St, Reading, Berkshire RG1 8LS, is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (714187).Your home may be repossessed if you do not keep up repayments on your mortgage.