Habito logo
Log inSign up
    Log inSign up

    Compare mortgages

    See the best mortgage rates out there today, and compare the true cost of different mortgages. This tool will show you the top rates, but can't tell you if you’re eligible for them – our experts can check that for you later.

    Enter your details

    What's the mortgage for?

    Buy a property: find your first mortgage, or an additional mortgage for another property.

    Remortgage: see if you can get a better rate, or borrow more, on a mortgage you already have.

    Property value

    The total price of the property, including the deposit amount. If you're not sure, an estimate is fine - you can always check back here again when you've found a place


    Your Loan to Value (LTV) would be 80% with a deposit of £40,000.

    Your loan to value (LTV) is the size of your mortgage as a percent of the total property value. So if you've paid off £100,000 of a house worth £200,000, your LTV is 50%. Usually, the lower your LTV, the lower interest rates you can get.

    Initial period (years)

    For the first few years of your mortgage, you'll get a lower than standard interest rate. Think of it like an introductory offer from your lender. You can set how long this lasts here.

    Mortgage term

    The total length of your loan - how many years you'll take to pay back your mortgage.

    Searching 20,000+ mortgages...

    What's next?

    Get a more accurate estimate

    Tell us more about what you need, and in 15 minutes we'll give you a true picture of what mortgages you could apply for.

    Find out what you can borrow
    Talk to a mortgage advisor

    We’ll match you with an advisor who’ll give you tailored advice, help you kick-start your application, and answer any questions you’ve got.

    Let us do the hard work

    No need for meetings, appointments, long phone calls or paperwork. We’ll handle your application and update you every step of the way.


    Rated Excellent by 3,000+ customer reviews


    How does this comparison tool work?

    Does this comparison tool compare buy-to-let mortgages?

    What makes this comparison tool better?

    Why do you sort the results by ‘true cost’?

    How does LTV affect interest rates?

    I found a mortgage I like, how can I get it?