Looking for your first mortgage?

We're here to help. See how much you could borrow, read about first time buyer mortgages and get free, fast advice.

Use our first time buyer mortgage calculator to find out how much you could borrow.

Your income (including partner).

Your income per year, in GBP.


(Optional) Got a property price in mind? See what you need to save.

The property price you're aiming for


When you're aiming to buy

Wow! The team at Habito have gone above and beyond in helping me get a mortgage. As a first time buyer, it's a daunting process, but I felt really comfortable throughout.

Sar, April 2019

Habito expert

Teddy, Habito mortgage expert

Your own personal mortgage broker

After you sign up, you'll get a Habito mortgage expert. They'll be online and on the phone whenever you need them, and by your side the whole way.

  • Check markAnswer all your questions, big and small
  • Check markFinding you the very best mortgage deal
  • Check markApply for your mortgage, take care of your paperwork and talk to lenders for you
  • Check markMaking this whole mortgage thing easy

Teddy has been as responsive, well-informed and charming to deal with as I could have hoped. No question too much trouble, making time to respond even over the bank holiday weekend, and genuinely seeming to care.

Richard, May 2019

Ready to apply for a mortgage?