We're here to help. See how much you could borrow, read about first time buyer mortgages and get free, fast advice.
Your income (including partner).
Your income per year, in GBP.
The amount you have saved for a deposit.
The property price you're aiming for
When you're aiming to buy
When you buy a home, you usually have to pay a tax on it called stamp duty. But not if you're buying for the first time.
A small deposit doesn't mean you can't buy. With help from the government, you could dramatically lower your costs.
Offers and support to help you save money and find the best rates you can.
Do your sums. Be flexible. Get your documents ready. And remember - you don't have to do it alone.
A few tips to help you save up - plus a few other costs to think about.
Wow! The team at Habito have gone above and beyond in helping me get a mortgage. As a first time buyer, it's a daunting process, but I felt really comfortable throughout.
Sar, April 2019
Teddy, Habito mortgage expert
After you sign up, you'll get a Habito mortgage expert. They'll be online and on the phone whenever you need them, and by your side the whole way.
Teddy has been as responsive, well-informed and charming to deal with as I could have hoped. No question too much trouble, making time to respond even over the bank holiday weekend, and genuinely seeming to care.
Richard, May 2019
When it comes to mortgages, there’s no such thing as a silly question. You might like to start with: What is a mortgage? Then explore more articles and guides: