Looking for your first mortgage?

We're here to help. See how much you could borrow, read about first time buyer mortgages and get free, fast advice.

Use our first time buyer mortgage calculator to find out how much you could borrow.

Your income (including partner).

Your income per year, in GBP.


(Optional) Got a property price in mind? See what you need to save.

The property price you're aiming for


When you're aiming to buy

Deposit and fees you might pay

Sample mortgage for this amount*

Provided by:

*Based on a 2 year fixed rate with a mortgage term of 25 years. See all rates and options using our mortgage comparison tool.

Wow! The team at Habito have gone above and beyond in helping me get a mortgage. As a first time buyer, it's a daunting process, but I felt really comfortable throughout.

Sar, April 2019

Teddy, Habito mortgage expert

Your own personal mortgage broker

After you sign up, you'll get a Habito mortgage expert. They'll be online and on the phone whenever you need them, and by your side the whole way.

  • Answering all your questions, big and small
  • Finding you the very best mortgage deal
  • Applying for your mortgage, taking care of your paperwork and talking to lenders for you
  • Making this whole mortgage thing easy

Teddy has been as responsive, well-informed and charming to deal with as I could have hoped. No question too much trouble, making time to respond even over the bank holiday weekend, and genuinely seeming to care.

Richard, May 2019

Ready to apply for a mortgage?