New mortgage: find your first mortgage, or an additional mortgage for another property.
Remortgage: see if you can get a better rate, or borrow more, on a mortgage you already have.
What's your income?
If you’re applying with someone else, include theirs too. This means all types of income you get in a year: from bonuses, to overtime, to rental income.
How much is your deposit?
The amount you have saved for a deposit.
Fixed rate: your interest rate (which affects what you pay each month) is guaranteed over a fixed period of time, and won't change.
Variable rate: your interest rate could go up or down, so what you pay each month could change. During the initial period, you get a discount on your variable rate.
For the first few years of your mortgage, you'll get a lower than standard interest rate. Think of it like an introductory offer from your lender. You can set how long this lasts here.
The total length of your loan - how many years you'll take to pay back your mortgage.
Looking for a buy-to-let mortgage?Try our buy-to-let calculator
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Chat to one of our friendly experts and tell us what you want out of your remortgage.Find out what you can borrow
We’ll search every deal out there to find the remortgage that works for you.
Just tell us a few things about your current mortgage, like what you’re paying each month and what you have left to pay overall.
The calculator automatically updates, so give it a second, then it will show you how much you could save each month if you remortgage.
We’ll also show you a few real remortgage deals, so you can start to get a sense of what your new mortgage could actually look like.
After that, the next step is to talk to one of our mortgage experts, who’ll sort your remortgage for free.
We’ve put together some free tools and guides to take the hell out of your remortgage. You might like to start with our remortgage guide then explore more articles and guides:
If you're a first time buyer, here's everything you need to know in plain English and jargon-free.
Whether you’re a long-term landlord or you just want to rent a place to a friend, you’ll need a buy-to-let mortgage.