Remortgage calculator (UK)

Almost time to remortgage? Use our handy remortgage calculator to find out how much you could save with another deal.

Enter your details

New mortgage: find your first mortgage, or an additional mortgage for another property.

Remortgage: see if you can get a better rate, or borrow more, on a mortgage you already have.

What are you looking for?

What's your income?

If you’re applying with someone else, include theirs too. This means all types of income you get in a year: from bonuses, to overtime, to rental income.


How much is your deposit?

The amount you have saved for a deposit.


Fixed rate: your interest rate (which affects what you pay each month) is guaranteed over a fixed period of time, and won't change.

Variable rate: your interest rate could go up or down, so what you pay each month could change. During the initial period, you get a discount on your variable rate.

Rate type

For the first few years of your mortgage, you'll get a lower than standard interest rate. Think of it like an introductory offer from your lender. You can set how long this lasts here.

Mortgage term

The total length of your loan - how many years you'll take to pay back your mortgage.


Looking for a buy-to-let mortgage?

Try our buy-to-let calculator

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Compare more mortgage rates

Habito is the largest online mortgage broker in the UK. We’ll sort your remortgage from start to finish.

We’ve helped more than 180,000 people with their mortgage and remortgage. We bring use powerful technology and fantastic mortgage experts to find your perfect deal. Our aim is to bring you the most personalised, fast and easy way to get a remortgage today.

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What's next?


Talk to a mortgage advisor

Chat to one of our friendly experts and tell us what you want out of your remortgage.

Find out what you can borrow

See which remortgage deal is best

We’ll search every deal out there to find the remortgage that works for you.


Let us do the hard work

We’ll handle your whole application and update you every step of the way.

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How this remortgage calculator works

Just tell us a few things about your current mortgage, like what you’re paying each month and what you have left to pay overall.

The calculator automatically updates, so give it a second, then it will show you how much you could save each month if you remortgage.

We’ll also show you a few real remortgage deals, so you can start to get a sense of what your new mortgage could actually look like.

After that, the next step is to talk to one of our mortgage experts, who’ll sort your remortgage for free.

Read more about remortgages and this calculator

Helpful remortgage tools and guides

We’ve put together some free tools and guides to take the hell out of your remortgage. You might like to start with our remortgage guide then explore more articles and guides:

How to remortgage to get a better rate

Read the article

How much does remortgaging cost?

Read the article

Can I remortgage if I have credit issues?

Read the article