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Get ahead of the pack with the power of cash

Habito Go lets you make a powerful, all cash offer to secure the home you want, fast and hassle free. Negotiate a big cash discount on the property price and get insider tips through bidding wars. Your competition won't know what hit them.

  • Make your strongest offer

    After a few checks, we give you a cash guarantee for the money you need to buy your home. Now, you can make a powerful, all cash offer – even though you’re not a cash buyer. After your offer’s been accepted, we’ll sort your mortgage.

  • Negotiate a big discount

    On average, cash offers get a whopping 4.5% discount on the property price – so you can go into negotiations feeling strong and knock thousands off the price. We’ll help you negotiate – or even negotiate on your behalf – as part of the Go service.

  • The Habito Plus service, included

    You get everything in our home-buying service, Habito Plus, included with Go. That means all the conveyancing, property surveys and legal work you need to buy – sorted in days, rather than weeks.

Meet your Habito Go team

You’ll have a Habito expert, a surveyor, and a solicitor by your side from the start, ready to step in whenever you need them. Here are some of the people you might meet:

Slide 1 of 3
  • Ahmet

    Your main go-to

    Ahmet guides you through making the best offer, negotiating on the property price, all the way to getting the keys. He stays by your side until you've got the best mortgage possible.

  • Chris

    Your surveyor

    Chris works for White Horse, our partner surveying firm. He goes beyond the usual property survey most lenders will do, and gives you an in-depth health check on the house you're buying. So no surprises when you move in.

  • Charlie

    Your solicitor

    Charlie works for Juno, our legal partners, to give you independent legal advice about the place you want to buy. And he does all the legal work you need to buy safely, in the fastest time possible.

Slide 1 of 3
  • Ahmet

    Your main go-to

    Ahmet guides you through making the best offer, negotiating on the property price, all the way to getting the keys. He stays by your side until you've got the best mortgage possible.

  • Chris

    Your surveyor

    Chris works for White Horse, our partner surveying firm. He goes beyond the usual property survey most lenders will do, and gives you an in-depth health check on the house you're buying. So no surprises when you move in.

  • Charlie

    Your solicitor

    Charlie works for Juno, our legal partners, to give you independent legal advice about the place you want to buy. And he does all the legal work you need to buy safely, in the fastest time possible.

Ahmet

Your main go-to

Ahmet guides you through making the best offer, negotiating on the property price, all the way to getting the keys. He stays by your side until you've got the best mortgage possible.

Chris

Your surveyor

Chris works for White Horse, our partner surveying firm. He goes beyond the usual property survey most lenders will do, and gives you an in-depth health check on the house you're buying. So no surprises when you move in.

Charlie

Your solicitor

Charlie works for Juno, our legal partners, to give you independent legal advice about the place you want to buy. And he does all the legal work you need to buy safely, in the fastest time possible.

How Go works, from start to finish

1
Check you're eligible
If you’re a first time buyer with a good credit history, you’re likely to be eligible. If you want, you can with our specialist broker to make sure.
Turbocharge your buying power
Say hello to your expert buying team and get a cash guarantee to turn you into the most powerful buyer possible.
2
3
Negotiate like a boss
We’re at your service days, evenings and weekends to help you win your dream home.
Boom! Offer accepted!
tick
tick
You get ready to move, we’ll sort everything else in as little as 2 weeks:
We sort out legal checks and draw up the contracts
We write up a comprehensive report on your future home, so you know the exact value of what you’re buying
We line up the best mortgage for you – so it’s ready as close to your move-in date as possible
Get real-time updates
We update you with what’s happening every day.
4
keys
You're ready to move!
We sort your mortgage for you
If you want to move fast (we’re talking 2 weeks), we turn your cash guarantee into an actual loan so you can use that loan to buy your home. That way, you don’t have to wait for your mortgage to buy. After the dust has settled, we’ll switch you to the best mortgage possible.

For most people, your mortgage will come through before you complete, which means you can buy with a mortgage, as usual.

No matter what, we won’t leave your side until you’re safely on your mortgage.
Pay the fee when you've got the property
You only ever pay if you use Go to buy your home. If you’ve used the loan to buy before you have a mortgage, there might be a bit of interest too.
5

See how Habito Go saved Oli £15,000

See how Go helped Oli get taken seriously by his estate agent, save time and stress, and win his dream home.

Pricing example: how the fees work

Property price
£450,000
Mortgage amount
£350,000
Your deposit
£100,000

Here's how Habito Go works for almost all our customers:

1. You use your cash guarantee to get your offer accepted and secure your home

2. We sort your mortgage while your seller is getting ready to move

3. You buy with your mortgage as usual

4. You pay the Go fee when you complete, and end up with the best mortgage and the best property price you could have got

Habito Go fee (1.95% of your mortgage amount)

£6,825

Your savings

Cash discount on property
£20,250

Homebuyer's report

worth £1,014

Comprehensive legal work

worth £2,000

Total savings:

£16,439

Property price
£450,000
Mortgage amount
£350,000
Your deposit
£100,000

Here's how Habito Go works for almost all our customers:

1. You use your cash guarantee to get your offer accepted and secure your home

2. We sort your mortgage while your seller is getting ready to move

3. You buy with your mortgage as usual

4. You pay the Go fee when you complete, and end up with the best mortgage and the best property price you could have got

Habito Go fee (1.95% of your mortgage amount)

£6,825

Your savings

Cash discount on property
£20,250

Homebuyer's report

worth £1,014

Comprehensive legal work

worth £2,000

Total savings:

£16,439

Book a phone call to see how Go could help you

Book a free call with one of our Go specialists to learn more about the service, and make sure it’s right for you. We'll also use this email to keep you in the loop with Go news and updates. Unsubscribe at any time.