Mortgages explained

Mortgages are complicated. So we’re making them simple. Whether you’re a first-time buyer or longtime landlord, here’s everything you need to know, in plain English and jargon-free.

First-time buyer mortgages

Buying a home is the biggest purchase most of us will make. This guide covers all the basics, to help you make it simple.

First-time buyer mortgages guide

Remortgages

Find out when it’s the right time to switch your mortgage – and how remortgaging could save you money or help you borrow more.

Remortgages guide

Buy-to-let mortgages

Whether you’re a long-term landlord or you just want to rent a place to a friend, you’ll need a buy-to-let mortgage.

Buy-to-let mortgages guide

Mortgage in principle

See how an MIP can help you house-hunt with confidence – and how it’s different from an agreement in principle.

Mortgage in principle guide

Self-employed mortgages

Can you get a mortgage if you’re self-employed? In a word: yes. But there are a few fiddly things to consider.

Self-employed mortgages guide

Shared ownership mortgages

The benefits, pitfalls, and practical considerations: everything you need to know about shared ownership mortgages.

Shared ownership mortgages guide

Get the right mortgage rate

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